Compliance Manager (MLRO)

Rapyd has unified payments, payouts and fintech on one worldwide platform, and we’re assembling the world’s best team to liberate global commerce. With offices in Tel Aviv, Amsterdam, Singapore, Iceland, London, Dubai, Hong Kong, and the U.S., the opportunities at Rapyd are limitless.We believe in straight talk, quick decisions, strong execution and elegant solutions. Rapyd is where hard work pays off and careers take off. Join us and let’s build the future of fintech together.Get the tools to grow globally at www.rapyd.net. Follow: Blog, Insta, LinkedIn, TwitterRapyd is seeking a highly skilled and experienced MLRO / Compliance Officer to join our team in Singapore. In this role, you will be responsible for ensuring our operations comply with MAS regulations, internal compliance policies, and international standards across our global activities. This is a hands-on senior role accountable for regulatory compliance, legal advisory, and the formal MLRO function, requiring strong subject-matter expertise in Singapore's financial regulatory environment, particularly related to AML/CTF, payment services, and financial crime prevention. The successful candidate will be comfortable operating at pace in a high-stakes regulatory environment.The role is based in Singapore (on-site) and reports directly to the Singapore Board with a dot line to the Head of APAC Compliance based in Hong Kong. While the primary focus is on Singapore regulatory compliance, the position supports global compliance strategy and requires a broad regulatory perspective.Key ResponsibilitiesDevelop and maintain compliance policies and procedures in accordance with MAS regulations, the Payment Services Act, and other applicable local and international regulatory frameworks.Serve as the accountable MLRO and primary regulatory contact for MAS, managing supervisory examinations, MAS Notice compliance (e.g., PSN01/PSN02), section 46 queries, AML/CFT thematic reviews, and regulatory filings and responses.Own ongoing MAS correspondence and regulatory commitments — drafting management action plans, tracking deliverables, and corresponding with MAS through to closure.Lead the investigation and reporting of suspicious transaction activity, sign off on STRs as MLRO, and ensure alignment with AML/CTF best practices.Advise on the design and optimization of transaction monitoring rules and risk typologies in partnership with global compliance and analytics teams.Monitor changes in Singapore's regulatory landscape and translate evolving obligations into actionable compliance initiatives.Lead regulatory audits and internal reviews, prepare audit responses, and drive timely remediation of compliance findings to closure.Deliver compliance reporting and dashboards to senior management, highlighting trends, risks, and required actions across jurisdictions.Operate hands-on environment — drafting policies, reviewing cases, and engaging regulators directly.