Financial Crime Associate - Currencycloud

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you. Job Description The Financial Crime Associate sits within the wider 2nd line Financial Crime function under the Group Head of Financial Crime. The role supports financial crime oversight, investigations, escalations, advisory activity and control enhancement across Currencycloud, helping to ensure financial crime risks are identified, assessed, managed and escalated appropriately. Key Responsibilities: Review clients’ policies and procedures to identify gaps in their financial crime frameworks against anti-money laundering (AML) requirements and other relevant regulations and policies. Conducting in-depth assessment of customers activities by reviewing data, financial transactions, and other relevant information. Analyze complex data to identify patterns and trends linked to suspicious activity. Identify emerging and ongoing risks in client activity and recommend controls to mitigate them. Prepare client review summaries and present them to management in a clear and concise manner, including recommendations on controls to address findings. Work closely with other stakeholders to ensure that client reviews and control implementations are completed within agreed timelines. Maintain accurate and up-to-date client review logs. Review internal suspicious activity reports (iSARs) and provide management with clear, concise recommendations based on the findings. Report relevant cases to financial crime units when recommended by management. Respond to law enforcement agency requests by preparing responses and gathering relevant supporting documentation within required deadlines. Support ad-hoc investigations as required Support management with reviewing and maintaining the team’s procedural guidance. Recommend improvements to management on processes and procedures. Stay informed about emerging financial crime trends and regulatory changes through relevant training. Carry out additional tasks and projects as requested by management. We are currently operating a hybrid working policy, with the expectation being 3 days per week in the Warsaw office. Qualifications Education & Experience Demonstrable Compliance experience, ideally in transaction monitoring, onboarding, or KYC within a bank or other financial institution. Knowledge of UK and European financial crime regulations, including: AML, fraud, KYC/KYB, due diligence, sanctions, and broader financial services requirements. Skills Excellent written English, with the ability to communicate complex information clearly and concisely to varied audiences. Strong problem-solving skills, with the confidence to think independently and creatively. Highly analytical and detail-focused, with a forensic and persistent approach. Strong organisational skills, with the ability to prioritise tasks based on impact and scale. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. If you thrive on rapid growth and enjoy working alongside positive, driven teammates, you’ll feel right at home here. Help us to uplift everyone, everywhere. Whether you’re starting your career, pushing your capabilities or are a seasoned professional, learn how we can partner to reimagine the world. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. At Visa, we are driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. Our evolving technology keeps us at the heart of the digital economy, connecting people to 80+ million businesses worldwide. Backed by a resilient, proven model, our expanding network fuels growth—for Visa and for your career. Your journey starts here — discover how we hire Ready to take the next step? Learn more about life at Visa, explore our hiring process and get first-hand insights by hearing directly from our recruiters about what to expect. Apply with confidence today! Learn our recruiting process