Papaya Global is a rapidly growing, award-winning B2B tech unicorn with an ambitious mission to revolutionize the payroll & payments industry. With over $400M raised from multiple tier-one investors, our innovative technology provides a comprehensive solution for managing global workforces, encompassing everything from hiring and onboarding to managing and paying employees in over 160 countries.We’re looking for a Product Manager to own the Banco consumer experience end to end. This is a rare seat: a genuinely consumer-grade fintech product — wallet, card issuing, KYC/onboarding, withdrawals — that reaches a global, mass user base, but distributed through enterprise customers rather than paid acquisition. You will own the roadmap, priorities, and execution for the app workers touch every time they get paid, and you will be accountable for making that experience fast, reliable, and effortless at scale.You will report to the Director of Product leading the Payments applicative group and work in a squad model — a dedicated design, analytics, and engineering team — with a mandate to raise the quality bar of the app while growing activation and retention among the workers our customers onboard.What you’ll ownThe end-to-end Banco consumer experience: onboarding and identity verification (KYC), the multi-currency wallet, card issuing (virtual and physical), and withdrawals to bank and stablecoin — across web and mobile.Activation and retention: turning invited workers into active, paid, engaged users; reducing drop-off across onboarding and first-payout funnels.Reliability and quality: driving down errors, support tickets, and friction so that “I got paid” is boring and dependable.Localization at scale: making the experience feel native across 160+ countries and dozens of payout rails, banking conventions, and languages.The consumer data model: real objects (addresses, bank accounts, identity) that power smart UX — IBAN→bank lookup, zip→address autofill, one-time data entry instead of repeated forms.