Product Manager- Tech

Muthoot FincorpBangalore
Posted on: 16 Jun 2026

Job Description

A reputed and well-established non-banking financial company (NBFC), this organization has built a strong presence in the Indian financial services sector over the years. It offers a wide range of customer-focused solutions including gold loans, personal loans, business loans, insurance, and other financial products tailored to diverse customer needs. Known for its trusted brand value, strong operational network, and customer-centric approach, the company continues to drive financial inclusion while maintaining high standards of governance, compliance, and sustainable growth

Key Responsibilities

Platform & System Capabilities
• Build and scale core consumer platform capabilities (user systems, onboarding, transaction flows, CRM and partner integrations).
• Contribute to defining system architecture, product workflows, and platform abstractions.
• Design solutions that are modular, reusable, and scalable across multiple products and use cases. API & Integration Ownership
• Work closely with engineering to define and manage API contracts, data flows, and service interactions.
• Be hands-on with API testing (Postman / Swagger) to validate real-world product behavior.
• Debug and resolve issues across multiple systems, services, and partner integrations.
• Ensure high reliability and performance across API-driven product journeys. Product Execution in Complex Systems
• Break down ambiguous problems into clear product requirements, system flows, and execution plans.
• Write detailed PRDs with strong system-level thinking (flows, edge cases, dependencies).
• Drive execution across backend-heavy, integration-driven initiatives. Engineering Collaboration
• Work directly with the Engineering Head and senior engineers on solution design and trade-offs.
• Participate actively in architecture discussions, sprint planning, and technical reviews.
• Balance speed vs scalability vs technical constraints in decision-making. Problem Solving & Debugging
• Identify breakage points across systems, APIs, and user journeys.
• Take ownership of root cause analysis across tech + product layers.
• Proactively fix issues impacting conversion, reliability, and customer experience. Stakeholder & Program Ownership

Key Requirements

3+ years of experience in Product / Product Ops / Tech roles in fintech or consumer tech.
• Strong systems thinking — ability to understand how backend systems, APIs, and services interact.
• Hands-on experience with API testing tools (Postman / Swagger).
• Ability to understand and debug API responses, logs, and system flows.
• Strong problem-solving skills with attention to edge cases and failure scenarios.
• High ownership and ability to work in ambiguity and fast-paced environments. Strong Plus
• Experience working on platform products or backend-heavy systems.
• Exposure to fintech / investments / transaction systems.
• Understanding of scalable system design and distributed systems basics.
• Familiarity with SQL, logs, or basic debugging tools.

Job Overview

Salary:
Not disclosed
JOB TYPE:
Full time
Experience:
3+ years
Job Location:
Bangalore
Job Level:
Mid-junior
Education:
Graduation