Sr. Director, Legal - EU & UK Credit

Manage, mentor, and develop a team of attorneys and legal professionals across multiple jurisdictions. Act as a trusted advisor to senior executives, influencing business strategy and decision-making. Anticipate regulatory and legal risks, and proactively design strategies to manage them. Influence long-term success strategy of the function, driving innovation and continuous improvement in legal practices. Ensure compliance with relevant laws and regulations, leading the adoption of cutting-edge legal technologies and best practices. Collaborate with other legal and compliance teams, and other cross-functional groups to support initiatives globally. Provide key inputs as an industry leader and expert, staying ahead of legal trends and influencing industry standards. Advise on and negotiate credit agreements, credit promotions, and partnerships with key financial institution and program partners. Analyze new and evolving EU and UK credit, payments, and financial services regulations; advise on product structuring, choice of law, and regulatory compliance across jurisdictions. Support regulatory exams, licensing matters, and interactions with EU and UK financial regulators. Manage and coordinate outside counsel relationships across EU and UK jurisdictions. 12+ years relevant experience and a Juris doctorate degree OR Any equivalent combination of education and experience. Lead, mentor, and manage a team of attorneys across EU and UK markets, fostering a high-performance, collaborative culture. Serve as the escalation point for complex legal issues, regulatory disputes, and strategic decisions requiring senior judgment. Manage team capacity and prioritization across markets and product lines; develop and retain legal talent. Serve as the primary legal interface to senior EU/UK business leadership and the global legal organization. Partner with US Credit Legal leadership on cross-border matters and shared legal frameworks. Own legal strategy and execution for CCD II (EU Consumer Credit Directive II) implementation across all EU markets, coordinating multiple simultaneous workstreams. Lead legal support for BNPL geo-expansion initiatives. Provide strategic legal counsel on strategic partnerships. Handle senior escalations on collections, debt sales, and credit risk matters.