VP, Legal Counsel, CFS, Credit & Venmo

Serve as the primary legal advisor and strategic partner to the heads of CFS, Credit, and Venmo, providing executive-level counsel on business strategy, product development, and regulatory matters. Continue to develop and lead an agile, high-performing legal team with a culture of excellence, and collaboration. Develop and implement legal support models, guidelines, and templates that enable business partners to move quickly and with confidence. Manage outside counsel relationships and legal budget strategically across all relevant matters. Proactively identify, assess, and implement AI-based solutions to optimize workflows, accelerate reviews, and enhance team efficiency. Required J.D. from an ABA-accredited law school; admitted to and in good standing with a state bar. 15+ years of relevant legal experience, with substantial time in a senior executive or leadership role. Deep, demonstrable expertise in Consumer Financial Services (CFS), consumer and business credit and lending, and Venmo or an analogous high-scale consumer payments platform. Comprehensive knowledge of federal and state financial services laws and regulations, including: EFTA/Reg. E, TILA/Reg. Z, FCRA, GLBA, UDAAP, FDCPA, ECOA, SCRA, state money transmitter regulations, and guidance from the CFPB and FTC. Proven track record advising on legal and regulatory matters related to product development and launch in FinTech, banking, or financial services. Experience engaging directly with federal and state regulatory agencies. Demonstrated ability to build, lead, and inspire high-performing legal teams with an inclusive and collaborative culture. Exceptional executive communication and influencing skills, including the ability to advise senior leadership and translate complex legal issues into clear, actionable business guidance. Strong business judgment and the ability to balance legal risk with business opportunity in a fast-paced, high-growth environment. High personal standards of ethics and integrity, with the ability to act with discretion and strict confidentiality. Confident, empathetic leader who can empower team members to achieve at a consistently high level while maintaining strong stakeholder relationships. MBA or LLM. Familiarity with card network and ACH rules and applicable third-party policies (e.g., app marketplace guidelines). Experience with data privacy laws as they relate to financial institutions. Knowledge of buy now pay later (BNPL) and emerging consumer credit product structures. Executive-level experience in a large, matrixed FinTech or financial services organization. Provide timely, business-focused legal advice on product design and strategy across CFS, Credit, and Venmo product lines; proactively identify legal and regulatory risks and recommend pragmatic mitigation strategies. Advise on the full spectrum of applicable federal and state laws and regulations, including: EFTA/Reg. Advise on card network and ACH rules, app marketplace guidelines, and other applicable third-party policies. Collaborate closely with Legal, Risk and Compliance, Finance, and other cross-functional teams to drive business growth while managing legal risk. Participate actively with senior business leaders to plan and execute effective product and business strategies.